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Housing fraud investigation — protect your housing stock

Housing fraud undermines your housing stock, drives up costs, and damages liveability. We investigate suspicions of illegal subletting, fictitious tenancy, and unlawful use — and deliver evidence so you can intervene.

Housing Fraud Investigation (Real Estate)

Housing fraud is a growing problem in the Dutch housing market. Social housing illegally sublet via Airbnb or Booking, tenants who do not live at the address but sublet the property, or individuals who register at an address for benefits while living elsewhere — this costs housing associations and landlords millions annually. But it is not only about money. Housing fraud displaces people who are entitled to a home, causes nuisance, and can be a breeding ground for criminal activities.

What we investigate

What forms of housing fraud do we investigate?

Illegal subletting: the tenant rents the property (partially) to third parties, often via online platforms. Fictitious tenancy: the tenant is registered but factually lives elsewhere. Address fraud: individuals register at the address without actually living there, often for benefits. Unlawful use: the property is used for commercial activities, cannabis cultivation, or other illegal purposes. Overcrowding: structurally more persons reside than permitted under the rental agreement.

How does a housing fraud investigation work?

Step 1 — Report and intake: you share your suspicions and available information. We assess feasibility and advise on the approach. Step 2 — Investigation: observation, address verification, digital investigation (online platforms, social media), and neighbourhood research where needed. Step 3 — Evidence report: a factual report with findings, visual evidence, and timeline — prepared for use in lease termination proceedings. Step 4 — Legal advice: we advise on next steps — formal notice, termination, police report, or collaboration with the municipality.

Want to discuss your situation?

Contact us for a free, confidential consultation.

⚖️ Legal framework

SAJ Recherche operates in compliance with the Dutch Private Security and Investigation Agencies Act (Wpbr) and the General Data Protection Regulation (GDPR/AVG). All investigations are conducted under POB licence 8779, issued by the Ministry of Justice and Security.

Why clients choose us

🛡️ POB-vergunning 8779
⚖️ Wpbr certified
🔒 GDPR-compliant
📋 KvK 96790954

Frequently asked questions

Can I as a landlord collect evidence myself?
To a limited extent. But professionally collected evidence carries more weight in court and prevents procedural errors.
How long does a housing fraud investigation take?
Usually 1 to 4 weeks, depending on the complexity and the required surveillance period.
Is the report sufficient for termination of the rental agreement?
In most cases, yes. Our reports are specifically prepared for use before the subdistrict court judge.
Does SAJ Recherche also work with municipalities?
Yes. We regularly collaborate with municipal enforcement teams in coordinated actions against housing fraud.
What does a housing fraud investigation cost?
The costs depend on the scope. After the intake, you will receive a transparent quotation.

Ready for the next step?

Schedule a free intake meeting and discover how we can help.